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<P><FONT color=#ffffff size=4>61 3 9864 6500</FONT> </P>
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<P><A href="mailto:info@mitchellmunn.com.au"><FONT color=#ffffff size=1>info@mitchellmunn.com.au</FONT></A><FONT size=1> </FONT></P></H1></TD></TR>
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<H1>&nbsp;Valuation Services - Insurance</H1></TD></TR></TBODY></TABLE></TD>
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<H1>&nbsp;</H1>
<H1>Insurance Valuation Topics:</H1>
<P><A style="VERTICAL-ALIGN: text-top" href="http://www.mitchellmunn.com.au/?p=PG&amp;cri=5" target=_self rel=Next></A>&nbsp;</P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Business insurance costs</FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Co-insurance</FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Average</FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Maximum Probable Loss</FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Under insured</FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Modern Equivalent Asset</FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Reinstatement Intention</FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Betterment</FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Replacement with new </FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Insurable value </FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Exchange rates<BR>&nbsp;<IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Inflation </FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Overseas content </FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Technological Change </FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Basis of Value </FONT></P>
<P><FONT color=#ffffff size=1><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Documentary evidence for a claim<BR><IMG style="FLOAT: none; WIDTH: 4px; HEIGHT: 9px" src="http://www.mitchellmunn.com.au/images/D111617532.png" border=0>&nbsp;Cost effective advice <BR></FONT></P></TD></TR></TBODY></TABLE></TD></TR>
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<H2 align=left>&nbsp;</H2><FONT color=#000000>
<P align=left><FONT color=#000000><A style="VERTICAL-ALIGN: text-top" href="http://www.mitchellmunn.com.au/.?p=PG&amp;cri=2" target=_self rel=Next>Financial</A>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; <A style="VERTICAL-ALIGN: text-top" href="http://www.mitchellmunn.com.au/.?p=PG&amp;cri=4" target=_self rel=Next><FONT color=#000000>Mergers/Acquisitions</FONT></A>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; <A style="VERTICAL-ALIGN: text-top" href="http://www.mitchellmunn.com.au/.?p=PG&amp;cri=3" target=_self rel=Next><FONT color=#000000>Taxation</FONT></A>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp; &nbsp;&nbsp;&nbsp;<A style="VERTICAL-ALIGN: text-top" href="http://www.mitchellmunn.com.au/.?p=PG&amp;cri=7" target=_self rel=Next><FONT color=#000000>Leasing/Finance</FONT></A><STRONG>&nbsp;<FONT color=#000000></FONT></STRONG>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp;<FONT color=#000000>Insurance</FONT></FONT></P>
<P align=left><FONT color=#000000><A style="VERTICAL-ALIGN: text-top" href="http://www.mitchellmunn.com.au/.?p=PG&amp;cri=6" target=_self rel=Next><FONT color=#000000>Litigation</FONT></A>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;<A style="VERTICAL-ALIGN: text-top" href="http://www.mitchellmunn.com.au/.?p=PG&amp;cri=5" target=_self rel=Next><FONT color=#000000>Asset Registers</FONT></A></FONT></P><A style="VERTICAL-ALIGN: text-top" href="http://www.mitchellmunn.com.au/?p=PG&amp;cri=7" target=_self rel=Next><FONT color=#000000></FONT></A></FONT>
<P align=left><FONT color=#000000></FONT>&nbsp;</P>
<P align=left>&nbsp;</P>
<H2 align=left>Insurance&nbsp;Valuations</H2>
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<P align=left>Do you have insurance cover appropriate to the replacement cost&nbsp; of your assets?</P>
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<P align=left>Your risk management review should ask many questions including;</P>
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<P align=left><IMG style="FLOAT: none; WIDTH: 3px; HEIGHT: 6px" src="http://www.mitchellmunn.com.au/images/D1022141350.png" border=0>&nbsp; Are the existing sums insured an accurate reflection of replacing your loss with optimal technology? <BR></P>
<P align=left><IMG style="FLOAT: none; WIDTH: 3px; HEIGHT: 6px" src="http://www.mitchellmunn.com.au/images/D1022141350.png" border=0>&nbsp; Do you rely upon historic accounting documents to determine sums insured?<BR></P>
<P align=left><IMG style="FLOAT: none; WIDTH: 3px; HEIGHT: 6px" src="http://www.mitchellmunn.com.au/images/D1022141350.png" border=0>&nbsp; Would you be capable of managing the loss in-house? </P>
<P align=left>&nbsp;</P>
<P align=left>These questions and many more need to be asked prior to determining the appropriate sums insured. </P>
<P align=left>MitchellMunn will deliver robust advice which will ensure you do not purchase more insurance cover than is necessary. We ensure that the assets are accurately valued and therefore correctly insured. As a result your company avoids the co-insurance clause following any future loss.</P>
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